Senior Care And Your Quality Of Life

Home care is a form of senior care that benefits both seniors and their families.  It is something to consider for this important stage in a person’s life.

How Senior Care Benefits Seniors

happy senior couple

A person’s overall quality of life does not have to suffer simply because he is becoming old.  However, there are issues connected with aging in place in the Fort Lauderdale area that does make a difference.  Addressing these issues can improve his or her quality of life.

One common issue is a senior’s diet.  Although there are older people who have the patience, motivation, interest, and focus to prepare three balanced meals each day, there are many seniors who do not have these preferences or abilities.

The senior’s health can be undermined because he no longer has a proper diet.  Perhaps he is skipping meals, eating whatever he craves at the moment, or relying on processed foods.

A home care aide can take necessary steps to ensure he has a balanced diet.  This may include preparing healthy meals, grocery shopping, or assisting him in writing a grocery list.  The senior will have the foods he needs to stay healthy.

A second common problem for many seniors is the lack of activity.  Seniors who have less energy, or are not as strong as they were in the past may not be motivated to exercise.

As exercise is necessary for a senior’s health, this is another area where an aide can be helpful.  An experienced aide can assist him with the type and amount of physical activity that will keep him strong and healthy.

When seniors age in place, loneliness is a factor that can undermine their health and well-being.  Most seniors love having aides as companions.  Communication and enjoyable activities with an aide can help a senior stay alert, happy, and connected to others.  Seniors with companions are not as likely to experience depression.

A senior’s aide can keep his home environment safe, too.  His apartment or house will be clean, neat, secure, and comfortable.  It will reduce the risk of break-ins and accidents.

How Home Care Benefits A Senior’s Family

kid pushing grandma

There are a number of ways an aide can increase the family’s quality of life.

Family members who are also caregivers need and deserve a break.  This is important for the caregiver’s own health.  Devoting 24 hours a day to caring for an elderly loved one can take a toll on your physical and mental health.  You can become exhausted, stressed, and even resent your loved one.

A full-time senior caregiver will appreciate a part-time aide.  An aide can care for your loved one while you spend an evening with friends, take in a movie and dinner, or have an extended period of sleep.  You will feel  refreshed, and ready for your caregiving duties again.

Families who live far from their elderly relatives also benefit from aides.  You may not be able to visit as often as you would like, and cannot provide care because you live in a different city, state, or region.

When your loved one has a senior care aide, your worries will be relieved.  You will know he is receiving the best of care from a qualified individual.

Aging in place does not have to mean stress, guilt, or danger.  A home care service in Fort Lauderdale will help you hire an aide who is the ideal match for your loved one.  Seniors and their families can have a better quality of life.

Benefits Of Senior Care

It is no surprise that most seniors want to continue living in their own homes as they age, even though it becomes harder to maintain their standard of living and safety. This situation gives the children and sometimes the grandchildren of the elderly concern, as they try to make plans to accommodate their loved ones’ needs. Fortunately, there are several options available for in-home care, as a resource to keep elders living independently as long as possible, and sometimes for life.

Once seniors need help with ADLs — Activities of Daily Living — it is time to consider hiring personal care aides and perhaps home care aides as well, depending on how much assistance is needed.

Senior Care Options

Personal care aides may be hired to provide hands-on assistance with functions such as dressing, eating, bathing, using the bathroom and moving from one room or area to another. These aides are normally licensed by the state, and trained and supervised by home care agencies.

Homemaking aides are those who help to keep the home in good order by performing tasks such as light cleaning, doing laundry, shopping and preparing meals.

Companion care aides do not need to be licensed. Their function is providing friendly companionship, engaging in fun activities at a level in which a senior can participate. Older people who are somewhat housebound just enjoy someone who will sit and chat with them and listen to their lifetime stories.

The person who is responsible for the senior care requirements is generally one of the person’s children or grandchildren. Depending on the distance between that person and the senior in need, more than one aide or type of aid may be hired. If the elder needs care 24 a day, then a number of aides may be necessary.

Senior Care Costs

As with other important costs of living, senior care has its price. It is possible, however, to scale it a bit to fit the budget. If the main need, for instance, is companionship and have someone to be on hand to make sure the senior is safe and all needs are met, it is not necessary to hire a licensed aide. It is also less expensive to hire independently than to hire through an agency, regardless of the type of care needed.

Benefits and Drawbacks

SeniorsPrivate hiring can save money and offer more control than hiring through an agency. It also gives the senior the same person or persons each day, rather than having anyone the agency sends that day, which can be confusing for some elders. Hiring through an agency, however, means they will do background checks, pay the aides and provide backup assistance if someone does not show up for work.

Regardless of whether the decision is private hiring or an agency is used, background and business checks should be completed before allowing anyone into the senior’s home. For a private aide, this means a complete criminal background check and personal references are needed. Always require a clergy, a business person or teacher as a reference or contact person. This is to prevent fake references.

Aging Agency

All states have an agency that is in place to help and protect elderly people. Be sure to contact them and ask for assistance in making the right decision concerning senior care for a loved one. They will also have information on financial aid from the state and eligibility requirements.

You’re Never Too Old For Car Insurance

old men

If you’re a senior shopping around for better auto insurance options, choosing the best car insurance company for your needs is important. While many states have minimum requirements, it is still up to you to choose an insurance company and the best coverage for your vehicle.

Types of Auto Insurance Coverage

There are several types of coverage options available. You can select one or upgrade according to your specific needs and risks.

Comprehensive Coverage

As the name suggests, comprehensive auto insurance covers accidents, theft, damage caused by natural acts and other related risks. Because it insures you against many incidents, it also tends to be the most expensive of all types.

Comprehensive motorcycle insurance is also available. Not only does it insure against collisions, it also includes repair costs and theft.

Collision Coverage

Whether an accident occurs as a result of your actions or another’s, collision car insurance will repair your car if it is damaged. If repairs are worth more than the vehicle’s value, your insurance company can replace it.

Liability Coverage

If an accident is your fault, liability coverage can take care of both the damage caused to the car and medical costs. It is wise to choose a policy that exceeds your state’s minimum requirement to avoid paying out of your pocket should you go over the limit.

Personal Injury Coverage

In 16 states, drivers are required to have personal injury coverage. This type of car insurance policy is designed to cover medical costs for you and anyone allowed to drive your car in the event of a collision.

It’s important not to mistake personal injury with bodily injury liability. While the former protects you, the latter covers the medical or funeral costs of a person you might have injured in an accident.

Personal injury coverage is highly recommended for people with motorcycle insurance. Because injuries tend to be more severe, having a policy that can pay your medical bills and salary during recovery is essential.

Uninsured/Underinsured Coverage

What happens if you get involved in an accident with an uninsured driver? Because auto insurance is not compulsory in some states, it’s a good idea to get uninsured coverage to pay costs if you are ever hit or injured by an uninsured driver.

Some drivers take out cheap care insurance just to meet state requirements. Unfortunately, this policy might not be enough to pay for all the costs if you get involved in a collision with them. Uninsured coverage can help you recover your losses if this is ever the case.

 

Choosing the Right Insurance Company

car and money

Once you know what kind of coverage you need, the next step is to choose a company that offers the right policy. Here are some valuable tips on how to find top car insurance companies in your area.

Get Quotes

Getting quotes from different companies is one of the easiest ways to find good, cheap care insurance. You can request quotes online or call companies directly.

Evaluate Service

Top car insurance companies generally provide excellent customer service. Make time to speak to consultants to evaluate the quality of support.

Explore Options

Although the types of coverage discussed above are primary options, you can customize your plan by adding medical protection, fire and theft coverage, pay-per-mile or gap insurance. If you are using a rental or own a motorbike, ask about rental and motorcycle insurance too.

Research Reputation

Once you’ve shortlisted companies, research their reputation with the Better Business Bureaus, read reviews and ask for references. Companies like Geico, Insurance Doctor, and Progressive have all been known to provide excellent services within the Richmond, Short Pump, and Henrico VA areas.

Benefits of In-Home Care for Seniors

Caring for the elderly at home has been in practice since the dawn of time. As a family member grew too old and weak to care for themselves, a younger family member would step up to provide assistance. The elder family member would remain at home and be cared for by his or her family, as well as the church or parish to which they belonged. It wasn’t until after the Industrial Revolution that the proliferation of nursing homes and assisted living facilities began.

Over the years, assisted living facilities – including nursing homes, memory care facilities, and retirement communities – have provided the aging generations with necessary safety and security. Especially for seniors requiring round-the-clock care, assisted living offers on-call staff and caregivers to help when any need arises. Yet, many seniors prefer to “age in place,” in their own homes. For a variety of reasons, many elderly people are opting for in-home care over moving into an assisted living community. If you or a loved one requires assistance, but is hesitant to leave their home, you will be interested in the following benefits that those receiving home care typically experience.

Comfort

Many seniors find it more comfortable to remain in the home they’ve lived in for years, surrounded by their personal belongings. They’re familiar with their neighborhood, and often live near friends and family who often visit.

Personalized Care

With in-home care, the same caregiver regularly comes to your house to assist you with your needs. They are able to get to know you and your personal needs, and are better able to act as both caregiver and companion. Home care services often offer overnight and live-in care, as well as less frequent care, such as once-a-week check-ins or companion visits. With in-home care, you get to specify what kind of care you need.

Independence and Confidence

In-home care promotes independence and confidence, by empowering seniors to remain in their own homes throughout the aging process. This sense of confidence and dignity in turn helps to improve their quality of life.

Cost

In-home care is often cheaper than moving to a round-the-clock assisted living facility. In fact, home care on average costs 1/3 of the cost of living in a nursing home.

Choose Your Own Caregiver

With home care, you get to choose who will be caring for you. This may be one of your adult children, or you can choose to hire home care assistance instead through an agency or a private aide. Seniors Helping Seniors Charlotte is a great example of an elder care service that offers assistance with needs such as cooking and meal preparation, transportation, housekeeping, and companionship. Hiring a caregiver can help to reduce the burden of care on family members.

Although assisted living facilities are a great choice for seniors who are interested in or are in need of round-the-clock care, they are not the only option. Home care offers assistance with a range of tasks, while providing the flexibility of increased comfort and individualized care. If you’re interested in learning more about in-home care, click here.